By Jim CrawfordUniversity of GeorgiaBack when I was in junior high school, nothing tasted as good as cold water after track practice. But the rotten-egg smell of that “sulfur water” was enough to make a fellow go thirsty.This is a fairly common condition in privately owned deep wells. Bacteria cause the smell. But don’t be alarmed. Not all bacteria are the coliform type that poses a health hazard. Different species can cause odors without threatening the quality of your water.If you have rotten-egg water, first check your wellhead to make sure you’re not getting contaminated water into the well from any sort of runoff.If the top is secure, you can still get bacteria in the system. Many experts used to think the subsurface earth served as a giant filter to trap bacteria before it could enter the groundwater. That’s not true.We know now that many types of bacteria are native or adapted to saturated sediments and rock. Given time and a route, these bacteria will eventually find a way into the water system and can easily cause odors and off-taste.Common solutionThe most common way to sanitize a well is with shock chlorination. Just use household bleach from any grocery or hardware store. But don’t use scented chlorine products.Make sure you warn everyone in your home not to use the water during the treatment.Depending on the amount of water in your well, the process can take many hours. You might want to arrange for an alternative source of drinking water for several hours or time the treatment for when you’re asleep.Calculate the amount of bleach you’ll need by figuring the amount of water in the well. Just subtract the depth to the water from the total depth of the well. Multiply that by 0.65 for a 4-inch well or 1.47 for a 6-inch well. Then add another 100 gallons for the tank and hot water heater.Use 3 pints of chlorine bleach for every 100 gallons. But you may want to double this amount if you have a really bad odor problem. The odor is caused by hydrogen sulfide, which tends to neutralize chlorine.How to do itFill the water tank, and be sure it’s pressurized. Remove the well cap on the wellhead and pour in a 50:50 mixture of chlorine and water, or alternate pouring fresh water and chlorine into the well.Hook a garden hose to the outdoor faucet nearest the well and place the end of the hose inside the well. Turn it on full force to circulate the water. Thoroughly rinse the sides of the well casing during this recirculation process.When you can smell chlorine, stop and turn on the cold water taps in your kitchen and bathrooms until you smell chlorine from them, too. Flush the toilets.Then let the water stand in the system for at least 8 hours (12 to 24 is better). After this time, run the water outlets until the chlorine smell is gone.Don’t allow more than 100 gallons of chlorine-treated water to enter the septic system. A slight residual chlorine taste and odor will likely remain in the water for a couple of days, but it shouldn’t be a problem.Didn’t work?Even after shock chlorination, the sulfur smell may return. Sometimes it’s from the bacteria reacting with the anode rod in electric water heaters.You can solve recurring problems with sulfur-smelling water after shock chlorinating with a treatment system designed to remove hydrogen sulfide.To learn more, get the circular, “Your Household Water Quality: Hydrogen Sulfide and Sulfate,” at your nearest University of Georgia Cooperative Extension office (1-800-ASK-UGA1). Or get a copy online at aesl.ces.uga.edu/publications/watercirc/HydrogenSulfide.pdf.(Jim Crawford is the University of Georgia Cooperative Extension coordinator in Jefferson County.)
Fraud has so many moving pieces these days, making it increasingly difficult for credit union executives to keep up. The components are complex and that very complexity results in our need for specialization on topics ranging from plastic cards to cybersecurity. If you ever have subliminal conversations with yourself that begin with “Am I doing the right thing?” then congratulations – you are not alone. This is what successful people do. How do we make sure that our practices meet or exceed those of our peers? We tinker and then we tinker some more. With respectful acknowledgement to a great Cold War spy novel by John le Carré, I would like to share four distinct fraud-fighting personas I’ve observed to energize your fraud prevention efforts this year.The TinkerTinkers are pragmatic and experimental. They love to find a wobble and squeak that needs fixing. Chip technology is finally taking a stronger foothold and we are seeing a quantifiable shift to card-not-present (CNP) fraud. This shift has been promised for years but trust me – it’s actually happening and the time to revisit and strengthen your CNP strategy is now.Remember also that debit and credit are two very different aspects of your business. When you review statistics, look at your numbers separately because they should be dramatically different when compared. Fraud basis points (BP) are typically lower on the debit side of the house and, if they aren’t, then it may be time to tinker with your approach to see if certain merchant category codes (MCC) require additional fraud strategy to meet your personal expectations. Remember the pragmatic balance between fraud prevention and member experience. Fraud cannot be eliminated but you can find a sweet spot to rock the member experience, drive innovation and protect your fiscal reputation. It may simply be the right mix of technology that allows you to tailor a superior member experience while meeting key performance indicators. The TailorThe tailor is a busy person with a business day that involves experimenting, testing, adjusting and deploying. Amazing online presence, friendly and functional social media channels, and best-in-class mobile products are the only way to be successful. Digital strategy isn’t a precious cliché. The most recent example of why you need to move the ball forward digitally comes via an article in the January 21, 2018 edition of The Washington Post (“Could Millennials Kill Costco, Sam’s Club?”) One of the biggest decisions today’s consumers make is to migrate away from businesses that lack robust and secure digital channels. The resounding message? Consumers need smart applications and continuous delivery encapsulated inside of a secure transactional experience. This is our new reality and we can get there by ensuring that our mobile presence is on-point and that our security and communication is both strategic and frequent. Credit unions should be asking themselves right now, “Are we easy to do business with from the seat of an airplane or more importantly at 3 a.m. on a Tuesday? Can our members reach us in a variety of ways from the helm of a grocery cart when their transaction is denied?” If you don’t know the answer to these questions then make a list and soldier onward into a more digital version of your business this year. The SoldierPart of being a good soldier is patience, preparation and readiness. Offering a strong digital experience to fight fraud and wow members is the secret to longevity in this business. Fraud fighters all agree that empowering the member with simple to use account alerts for setting balance alerts and transactional thresholds is a slam dunk. More and more credit unions see the value in adopting card controls to empower the consumer to protect their payment card and lower fraud risk. You lock your doors at night before bed. Why not lock your payment card down for the night as well? Consider reviewing your overall mobile experience to ensure that you are offering your members a chance to be willing participants in your success. Shine up your website, make sure you read the online reviews for your payment apps to see if the member ratings are fair and consider launching a new digital presence this year that is truly empowering to the consumer. The SpyEvery successful spy in history has an inscrutable face: discreet, constantly learning and always mindful of what the competition is up to. The fraud landscape is full of big bank fraud messaging these days because it gives them competitive advantage. You can play at this game too through simple, straightforward communications that focus on member education and awareness. Don’t forget to position your credit union as a safe harbor for secure payments because spies from other organizations are counting on your failure to do so. Community-based financial institutions have the same fraud-sighting tools as the big banks, but we need to do a better job of storytelling this year. The time is right for taking your story to the streets. Make sure those streets are digital, and include your website and mobile app right on down to the screen prompts on your fleet of ATMs. Remember, we just need to call on our inner Tinkers, Soldiers, Tailors and Spies to get the job done properly. 40SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Buzzard John Buzzard is Fraud Specialist/Account Executive for CO-OP Financial Services, a financial technology provider to credit unions based in Rancho Cucamonga, Calif. (www.co-opfs.org). Buzzard can be reached … Web: https://www.co-opfs.org Details
LocalNews Three families left homeless after three early morning fires by: – October 6, 2011 Sharing is caring! Share 39 Views no discussions Dominica Fire & Ambulance Service PRO, Philsbert SamuelPublic Relations Officer of the Dominica Fire and Ambulance Service Mr Philsbert Samuel has reported that there were three early morning fires for today October 6th, 2011.The fire officers stationed at the Fire Brigade Headquarters in Roseau were alerted at almost four o’clock this morning of a fire in the village of Morne Prosper.Although the home of Glynis Isles was completely gutted by fire there were no injuries or fatalities.“At approximately 03.56am on Thursday October 6th, 2011 fire officers at Brigade Headquarters received a call informing them of a house fire at Morne Prosper. On arrival, the responding officers met a two bed-room house constructed of concrete and imported lumber fully ablaze. The building was owned by Glynis Isles and at the time was occupied by a family of three namely; Alie Eusebe, Aliane Eusebe and Shanice Maximea. The building and its contents were completely destroyed,” Mr Samuel reported.The second fire completely destroyed the home of Tony Isles whose house is in close proximity to Glynis Isles’ home.According to Mr Samuel both fires seem suspicious and their investigations continue.“Upon completion of fire-fighting on the dwelling house of Glynis Isles the officers were alerted to another fire in the vicinity. The house belonging to Tony Isles of Morne Prosper was also destroyed by fire. We find both fires to be of a suspicious nature and investigations continue into the matter,” he said.The third fire destroyed the home of Shanika Houseborough in Zicak, Portsmouth and has left another family homeless.“Officers at the Portsmouth Fire Station were informed of a fire in Zicak, Portsmouth at 06:05am today. The house which was constructed of concrete and imported lumber, consisted of three bedrooms was owned by Shanika Houseborough and at the time was occupied by a family of three.”The home of Ms Houseborough was partially destroyed and the cause is under investigation.Dominica Vibes News Share Share Tweet
Students gathered in Hahn Plaza Tuesday afternoon to cast their votes for Undergraduate Student Government presidential and senatorial candidates. Voting is incentivized with free food such as In-N-Out, which USG is offering on Wednesday. Polls will remain open until Feb. 11.