Interest-sensitive borrowers move to variable rates

first_imgJohn Flavell, Mortgage Choice CEO, John Flavell, said a minor change saw borrowers shift back toward variable-rate home loans.The latest research by mortgage broker, Mortgage Choice, revealed borrowers have shifted back to variable-rate home loans.According to the company’s latest national home loan approval data, variable rate home loans accounted for 75.06 per cent of all mortgages written throughout June — up from 73.57 per cent the month prior.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours agoMortgage Choice CEO, John Flavell, said the move was prompted by lenders that tweaked down their variable principal-and-interest home loan rates.“While most lenders have only trimmed the interest charged on their variable principal-and-interest mortgages by five basis points or so, these rate adjustments have clearly been strong enough to encourage borrowers to opt for a variable rate mortgage rather than a fixed rate product,” Mr Flavell said.The numbers also showed fixed rate home loans were 24.94 per cent of all loans written in June — down from 26.43 per cent the month prior.“While down on the previous month, it is important to note that fixed-rate demand is still relatively high by long term standards,” Mr Falvell said.Looking ahead, Mr Flavell said it was “hard to judge” what would happen with fixed rate demand in the future.last_img read more

Non-resident services offered by Safe Passage

first_imgBatesville, Ind. — Because not all domestic violence victims need shelter, Safe Passage, Inc. has a non-resident support system.The Community-Based Outreach Services program can help those residents with court filings, counseling, transportation, access to support groups and employment applications. Case managers work with victims to develop an individual action plan and safety assessment.Since 1997, Safe Passage, Inc. has provided support to more than 10,000 people in Southeastern Indiana. The organization also plays a pivotal role in protecting children caught up in a domestic violence situation. The mission is to provide intervention services to victims of domestic violence that facilitate healing, independence and empowerment. The services are free.Safe Passage, Inc. is a non-profit funded by government grants, fundraisers and donations. Supporters can also enroll in the Kroger Community Rewards Program or Amazon Smile ®, programs that contribute a portion of your purchase to the organization of your choice. There is more information online at safepassageinc.org/kroger_community_rewards.On Saturday, August 12 from 10 a.m. to noon Safe Passage, Inc. will hold a Purse, Bag, Basket Auction and Salad Luncheon at the Batesville Middle School Commons. Director of community outreach, Mary Mattingly says brands included are Coach, Michael Koors, Vera Bradley and more. Purses and themed baskets will also contain special offers and things like fashion accessories or gardening essentials.For more information, or if you know someone who needs help call 877-733-1990 or go online to safepassageinc.org/home.last_img read more

REVIEW: Puff, puff … miss

first_imgNetflix’s “Cooked with Cannabis” passes up the opportunity to facilitate meaningful conversation about cannabis consumption and culture. (Photo courtesy of IMDb) “We are able to put something that has been demonized, and that is still not completely legal, and we’re bringing it to the forefront to show that it is not about loser stoners,” said singer-songwriter, chef and host Kelis Rogers in an interview with Entertainment Weekly.  As the title suggests, the “MasterChef”-esque show has chefs compete against one another to create dishes using a shared ingredient: cannabis. The show is hosted by Rogers and weed chef Leather Storrs, while a panel of guest stars also provides commentary and judges the competition, dropping occasional weed-related jokes and remarks.  Many companies use the 4/20 holiday to raise awareness about the continuous legal problems involving cannabis in the United States. According to a report by the ACLU, Black people are 3.6 times more likely to be arrested for cannabis-related offences compared to white people nationwide. Ben and Jerry’s Pecan Resist campaign highlights this legal disparity, an example of how a show like “Cooked with Cannabis” can use its platform to bring more light to important issues like this rather than simply attack stigmas.  Kelis claims she wants to remove the stigma surrounding weed yet emphasizes one of the biggest stigmas by portraying “loser stoners” as a negative image. Also, the cannabis knowledge shared on screen is nowhere near the level of depth a series like this should display.  To accompany that, the humor from the hosts and guests often falls short. Any mention of cannabis comes in the form of corny, dry jokes that one would expect from a poorly written movie where characters smoke weed and overreact to their high.  There were over six million arrests relating to cannabis between 2010 and 2018 according to the ACLU, most of them having to do with possession. Mention of the MORE Act, which details plans for national legalization, would also greatly benefit the cannabis community as a whole but the hosts and guests fail to mention any of this. This is the kind of discourse expected from a modern cannabis-themed show, yet the hosts and guests never dive into any kind of informative conversations regarding cannabis and legalization.  The only positive take away from the show is the culinary creations the chefs are able to make using different cannabis-infused ingredients. The “Smash Burger” with mimosa-infused charred poblano butter that contains around 2 milligrams of THC is something I definitely wouldn’t mind trying; the watermelon cocktail with THC powder-infused elderflower also sounds appetizing. These meals and drinks are innovative and show a glimpse of new ways of integrating cannabis into food. The commentary, lead up and basically anything but the food presentation, however, is simply not worth it.center_img The hosts and guests oversee three rounds of cooking and taste the weed-infused foods, getting higher after every round from both the food and aroma from cooking. Because of this, the contest becomes rather pointless as the judges get more and more stoned; the show continues, but the judges’ perceptions change as munchies set in and all the food begins to indistinguishably taste good. As the cannabis smokers’ holiday rolled around April 20, I was reminded of how much weed culture has grown. From hearing about the legal ramifications of smoking weed in earlier years through documentaries about the ’60s to gradual medical legalization, it is fascinating to see how accepted cannabis has become in our society. Not only is it recreationally legal in several states, but it is now becoming more mainstream and marketable than ever with cannabis-themed shows, restaurants and technologies. Netflix’s “Cooked with Cannabis” is one such product.  Despite the revolutionary aspects of “Cooked with Cannabis,” the show is not so much to further cannabis culture but simply employs a familiar cooking show format and adds a twist. It’s sobering to see the guests take the competition less seriously as they get higher. If you’re not getting high alongside them, or even if you are, it’s not enjoyable to watch these people act foolishly in the background. Even the contestants themselves often seem relaxed and aren’t even sure about how much THC they end up using in some of their creations.  Instead, they just sit back, get high and wait for free food. If you don’t care to learn about cannabis history and culture, then this might be the show for you, but the overall gentrified portrayal of cannabis in mainstream media is lackluster. While this show doesn’t do much for cannabis culture as a whole, it is exciting to see cannabis become more commonplace and celebrated on a day like 4/20.last_img read more

Musona Hat-trick Downs Lone Star 3-0

first_imgKnowledge Musona © Backpagepix – Advertisement – Three goals from skipper Knowledge Musona helped Zimbabwe beat Liberia 3-0 in their 2019 CAF Africa Cup of Nations, Group G qualifier at the National Sports Stadium in Harare on Sunday afternoon.Zimbabwe now occupy the No 1 spot in the group with three points from one match and will now visit Congo in their second match in March 2018.Norman Mapeza’s men started on high as they dominated the ball possession, but it was Thabani Kamusoko whose wonderfully struck shot from the d-line went inches wide just after the 10th minute.Three minutes later, Musona showed his quality in the box as he received a well-drilled cross from the right, but the skipper’s header was swallowed by keeper Wynney Desouza.However, Musona broke the deadlock in the 23rd minute when he caught the Lone Stars’ defense sleeping after a defense splitting pass from Danny Phiri in the midfield.James Debbah’s men received a free-kick in a promising area in the 31st minute, but defender Marcus Macauley saw his attempt going wide off keeper George Chigova’s post.With five minutes to go to the break, Kudakwashe Mahachi rattled the crossbar with a well-taken set piece and the Liberians cleared the danger.Liberia nearly silenced the crowds but Nimely failed to capitalize on Zimbabwe’s defensive error in the 43rd minute when his curler missed the left post.It was 1-0 at halftime.Six minutes into the second half Musona bagged his brace after receiving a perfect cross from Mahachi on the right flank to beat Desouza from close range.The former Kaizer Chiefs striker in South Africa completed his hat-trick in the 63rd minute when he brilliantly converted Partson Jaure’s cross from the left wing.With 15 minutes to go, Musona continued to trouble the Liberians as he hit the woodwork trying to chip Desouza.The Zimbabweans did not take their foot off the pedal as they probed for their fourth goal, but the Liberian defense was solid.For the Lone Stars, the defeat means they will sit at the bottom of the standings with zero points from one loss – they will now meet DR Congo in Monrovia in March next year.Zimbabwe: (1) 3 (Musona 23′, 51′, 63′)Liberia: (0)Teams:Liberia: Desouza, Varney, Glay, Dennis, Kennedy, Nimely, Maculey, Numah, Saydee, Kranger, PayeZimbabwe: Chigova, Chipeta, Bhasera, Jaure, Hadebe, Nakamba, Phiri, Mahachi (Karuru 87′), Musona, Kamusoko, Ndoro (E. Rusike 70′). (Supersport.com).Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more